What you get
- Evidence on every payment, not once a year
- A questionnaire tells you what a respondent says it does. The X shows what it did, on this payment, before it sent it to you.
- Verification on receipt, free
- You check the X with public keys we publish. Nothing is installed on the rail, you need no access to the respondent’s systems, and no customer data comes to you.
- Respondents you can keep
- Where a respondent’s controls are in question, the X answers the question payment by payment, so a relationship can be kept on evidence rather than cut on doubt.
- An answer for your own examiner
- When your supervisor or auditor asks how you rely on a respondent’s screening, the record is the answer, and they can verify it themselves.
- Your own controls unchanged
- The X does not replace your screening or your decisions. It tells you what the bank before you did, so you know exactly what you are relying on.
How it works for a correspondent
You ask your respondent banks to send an X with their payments. Each respondent pays for its own attestation; you, your auditor and your supervisor verify free. Swift, RTGS and the payment message stay exactly as they are; nothing is written into the payment. How it works.
Testing with a correspondent bank
We are looking for a correspondent bank to test with, together with two or three of its respondent banks. Testing is isolated from the live market, on test data or on past payments; nothing touches live systems or funds, and no customer personal data is used. We complete your security review and vendor forms. The test costs you nothing.
What stays yours
Your relationships, your risk appetite and your decisions. Xattestation never moves money, never holds funds, never onboards anyone’s customers, never originates a listing and never takes a release decision. The five things it never does.